Learn more

Make business
travel easier

Woman traveling for business Woman traveling for business
Image of Expense Wizard on mobile device

Introducing
U.S. Bank Expense Wizard™

Business travel has long been a hassle. Expense Wizard makes it easier with a mobile wallet, intuitive virtual assistant and automatic expense reporting.

Introducing
U.S. Bank Expense Wizard™

Business travel has long been a hassle. Expense Wizard makes it easier with a mobile wallet, intuitive virtual assistant and automatic expense reporting.

Image of Expense Wizard on mobile device

How it works

Expense Wizard easily integrates with your accounting platform to make cost-compliant travel simple for everyone.

Step 1
Create a traveler profile and set the spending limit within company policy
Step 2
Push the virtual account to the traveler’s mobile wallet through the Expense Wizard app
Step 3
Pay for travel expenses with Expense Wizard
Step 4
Review and approve the automatically generated expense report after the trip

Features and benefits

No corporate card needed

Perfect for infrequent travelers, including interviewees and contractors, Expense Wizard eliminates the need to use personal credit cards on business trips and wait for reimbursement.

Increased visibility

Expense Wizard gives increased visibility and control while reducing opportunities for fraud and abuse. Set dollar limits on virtual accounts and see how much is being spent on a trip in real time.

Instant reporting

Eliminate surprises for the accounting team by getting automatic expense reporting that adheres to corporate spend policies.

FAQ

We’ve put together some frequently asked questions to give you more information about Expense Wizard.

How does Expense Wizard increase security and reduce fraud and abuse?
Moving corporate spend from personal cards to corporate cards that are fully integrated with a robust expense management platform makes non-compliant spending much more difficult. Expense Wizard allows companies to set spending limits, block merchant category codes (MCCs) and customize expiration dates specific to a business trip, minimizing risk. Innovative fraud controls and monitoring systems allow U.S. Bank to help protect customers by detecting attempted fraud and reducing exposure.
What is a virtual card or virtual account?
A virtual card is a corporate card that is not printed on plastic. It is sent to the user’s mobile wallet to be used at merchants that accept mobile wallets. Virtual cards can also be used when making online purchases where the 16-digit card number and CVV can be entered. U.S. Bank is the first and only provider to push a virtual card into a mobile wallet.
What happens if a merchant does not accept mobile wallets?
While mobile wallet acceptance is growing rapidly, it is not yet universally accepted. Travelers can use out-of-pocket cash or a debit or credit card when a merchant does not accept mobile wallet. Out-of-pocket expenses are easy to capture using the Expense Wizard chatbot technology. The traveler will be reimbursed at the end of the trip for these expenses.
Does Expense Wizard automate my expense report?
Yes. Expense Wizard builds the expense report in real time while the traveler is on the go. When the trip is complete, Expense Wizard submits the report automatically.
Do I need to be a U.S. Bank Corporate Card customer?
If you qualify for a U.S. Bank Corporate Card or One Card, Expense Wizard could be available to you.

Learn more

Tired of waiting for expense reports to be filed? Wishing you had an easy solution for infrequent travelers? Let’s discuss how Expense Wizard could make business travel easier for your whole company.